2020 Got Ran Over by a Reindeer

December 22, 2020 |Mark Ryan
T’was the week before Christmas and all through the bond market, the corporate undead breathed raspily. (That went downhill fast). The sometimes dark and dramatic story of 2020’s financial goings is going sugarplums as we head in to the holidays. Zombie...
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Telephone Approval for Uncle Sam

December 15, 2020 |Mark Ryan
The “TA” (Telephone Approval) was rarely approved by phone, but implied same-day-fast-tracking. It was an innovative document we used at the bank to streamline an emergency credit request from a business. The TA took a 25-page, analysis-heavy, structured...
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Only the cats know...

December 03, 2020 |Mark Ryan
Good evening, I wrote this late Friday night, after a very long day, but it’s been stuck in the cogs of the RBC machine for a couple of days. Anyhow there was no Global Insights Weekly due to the US Thanksgiving holiday so… enjoy. I took this long-exposure...
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