Our Philosophy

Charting Your Goals
I explain my role to each potential client before accepting that individual as a client.  I believe that a good advisor will not only follow the financial markets and make sense of them, but will also create a specialized plan outlining each client's goals.  I look at where the client stands today and where they want to be later in life.  From there, I can recommend an appropriate wealth management strategy and go through the entire process with the client.

Starting Early
'As early as possible' is my advice to those who want to know the best time to start saving for retirement.  All too often I see people in their 40's and 50's who have just started to think about theirpost-employment livelihoods.  They want to get out of debt first, and it's scary!

You need to start planning for your retirement as soon as you can.  Why?  Because for most people, it's not going to be like it was for older generations, where you worked for a company like Imperial Oil for 30 years and got a cheque when you retired.  People change jobs, start new careers, go back to school.  A personal pension is not a guarantee for people who will retire decades from today.  I strive to impart these facts into my younger clients and reach out to them through education.

The Value of Advice
Sometimes people don’t have an advisor because they would rather go at it on their own. That’s great if you have the time and dedication to properly manage your wealth. But if you’re busy pursuing your other interests, like your career or your family, an advisor is a valuable resource.

The Partnership Approach
Working together with you as your partner is very important to me. To help us focus on achieving your financial goals, I recommend a non-commission approach. Instead, I prefer to be compensated for my services based on the size of an account. That way, if I can make your account grow from $1 million to $2 million, my compensation increases, likewise, if your account decreases, my compensation decreases as well.