Registered Retirement Savings Plans
Your retirement needs and investment objectives are unique. At RBC Dominion Securities, we can help you meet those objectives with a custom Registered Retirement Savings Plan (RSP), Registered Retirement Income Fund (RIF) or other plan and expert advice on a full range of important retirement issues.

Registered Retirement Plans for All Your Needs
Whether you're setting up your first RSP or have reached age 69 and need to convert your registered plan to a RIF or other option, we offer solutions for a full range of registered plans, including:
Individual and Spousal RSPs
Group RSPs (for business clients)
Locked-in RSPs/Locked-in Retirement Accounts (LIRAs)
Retirement Income Funds (RIFs)
Life Income Funds (LIFs), Locked-In Retirement Income Funds (LRIFs) and Prescribed Retirement Income Funds (PRIFs)

Wide Range of RSP-Eligible Investments
Since RBC Dominion Securities is a full-service brokerage, you'll have access to a wide range of RSP-eligible investments, including fixed-income securities, mutual funds, equities and much more. Your Investment Advisor can help recommend the best investment options based on the type of RSP account you have.


RSP and Retirement Planning Expertise
As an RBC Dominion Securities client, you'll also receive expert advice and recommendations on a full range of RSP and retirement issues, including RSP contributions, transfers to your plan, investing strategies, withdrawals, maturity options and more.


An RSP could be ideal if you:
Want to save for your retirement through a tax-sheltered investment vehicle
Want to utilize income-splitting strategies through a spousal RSP