The following is a list of ten financial to-dos for 2009.  If you cannot confidently check off an item on this list then we can help you put a plan in place.

1. Make sure your Will and Power of Attorney are up-to-date.

2. Save taxes by putting family income splitting structures in place.

3. Ensure you have adequate life and living benefits insurance.

4. Ensure your asset allocation is up-to-date and tax-efficient.

5. Make sure your account structures and beneficiary designations are up-to-date and

appropriate.

6. Use credit effectively.

7. Give back – donate money and your time.

8. Get a “Family Snapshot” prepared by your advisor.

9. Get a financial plan or retirement projection prepared by your advisor.

10. Simplify your financial life.