What To Expect - Our Proccess

WE'RE RBC DOMINION SECURITIES.
CANADA'S LEADING INVESTMENT DEALER.
A PROUD MEMBER OF THE ROYAL BANK FINANCIAL GROUP.

You have choices when it comes to managing your wealth. But how do you make the choices that are right for you? If trust and experience are important to you, we hope you consider RBC Dominion Securities as your choice for professional wealth management. For over a century, investors have turned to us to help them achieve their financial goals. Today, we are trusted by over 600,000 clients across Canada and around the world.

RBC Dominion Securities is Canada's leader in the investment industry. This means that Jason has immediate access to a highly sophisticated international team of skilled financial experts: research analysts, economists, lawyers, insurance specialists and investment tax analysts.


PORTFOLIO MANAGEMENT APPROACH
There are four steps to our Wealth Care Portfolio Approach:

1. Understand your needs and goals.
Our first and most important job is to listen to you - to understand your needs and your dreams for the future. We will take the time to understand your specific investment goals - such as saving for retirement or financing a business - and the time-frames available to achieve them. In addition, we will consider your return expectations and tolerance for risk. This "discovery process" doesn't end here - as time passes, and your situation changes, we will work with you to ensure that your investment strategy remains up to date.

2. Create your investment policy statement.
With an in-depth understanding of your personal situation, we are able to create your investment policy statement. This document provides the framework for the management of your financial assets. It clearly sets out your investment objectives, income needs, timeframes, asset mix guidelines, security selection criteria, and review process. Your investment policy statement helps keep your investment goals and preferences in clear focus. It also provides a benchmark for measuring the progress you're making towards achieving your goals.

3. Build your custom-designed portfolio.
Once you've approved your investment policy statement, we implement and structure your personal portfolio. You will get advice from the best Research around the world, and will have a diversified portfolio that conforms to the guidelines and direction you have set in advance. This process means you will receive specific, appropriate investment recommendations, and each recommendation will be clear and well thought-out.

4. Manage your portfolio.
The last step in the process is to monitor your progress towards your continued success. As your Investment Advisor, I will review your portfolio with you on a regular basis and recommend appropriate changes to keep you on track. You will also receive detailed account statements, portfolio review statements, transaction updates and tax reports.

At all times you control the process but here’s a brief overview of what to expect regarding our Wealth Care Process.

Getting to know you

Often we have a informal meeting regarding your goals and outlooks. This enables you and us to see if there is ‘a fit.’

Do you and your portfolio ‘Match’

First full meeting we’ll sit down together to discuss all the reasons why you’re investing. We consider factors such as your financial goals, income requirements, risk tolerance, investment time horizon and more. Based on this discussion, I can recommend the guidelines we’ll use in an Investment Policy Statement for managing your portfolio, including the mix of assets you need to balance risk and return potential. 

Showing the Model

The second meeting is to put your investment guidelines into action. We’ll review your current holdings. Highlight successes and provide new ideas for your consideration. This meeting may include ideas from our total team. (Will and Estate, Insurance, Portfolio Asset Specialists) Here we would also explain any expenses or fees incurred in any strategy.

Signing Ceremony

The third meeting is to sign documents if you wish us to follow through on our recommendations. After time to read our submissions and consider our ideas we will contact you to see if our concepts and ideas were attractive to you.

If there is no third meeting the plan is yours at no cost. This is our process and the risk we accept to meet potential clients.

Finally, my team and I will implement the advice and monitor your portfolio on an ongoing basis to ensure it is well-positioned to respond to changing market and economic conditions.

Formal reviews are conducted regularly, and you are kept up-to-date on the progress you’re making through rate-of-return and portfolio review statements.