Wealth Management Wealth management is a comprehensive approach to helping you achieve your goals in life. It gives you the confidence you need to make sound financial decisions, plus the freedom to live life the way you want. It also provides a clear roadmap for your future by addressing all aspects of your financial situation at each stage of your life. Every step of the way, you are guided by a professional wealth manager - your Investment Advisor - who will help you realize your personal aspirations.
Helping you with all your financial needs With the wealth management approach, your Investment Advisor helps you: • Clarify your individual needs • Establish specific goals • Bring together all the solutions you need to effectively manage your wealth
Wealth management extends beyond investment advice and money management, helping you protect your lifestyle, manage your nest egg, plan your retirement and create your legacy. Your Investment Advisor will guide you – and your family – through each life stage by helping you understand the various financial issues, concerns and opportunities you face.
The Wealth Management Approach INTRODUCTION Explain how wealth management can help you achieve your goals, and determine if it’s right for you.
DISCOVERY Gain a deeper understanding of your individual needs, goals and circumstances to help clarify your financial objectives.
STRATEGY Analyze your financial and personal information to match your objectives with smart, time-tested strategies.
SOLUTIONS Develop thoughtful and creative solutions tailored to your objectives, drawing from a wide selection of world-class products and services.
SERVICE Review your situation regularly to ensure your financial objectives are being met. Guiding you through each life stage
Guiding you through each life stage STAGE 1.Accumulating wealth – Growing assets Develop strategies to achieve your key financial objectives, including planning for retirement, funding a family member’s education or preparing for a major purchase.
STAGE 2.Protecting wealth – Maintaining assets • Manage risk to protect your financial well-being. • Provide peace of mind, maintain your independence, enhance your lifestyle, and preserve family harmony.
STAGE 3.Converting wealth – Creating an income stream • Find ways to reduce annual taxes and maximize your after-tax retirement income. • Determine which types of income to use and how to best utilize your assets.
STAGE 4.Transferring wealth – Creating a legacy • Plan your estate in conjunction with your other professional advisors. • Help create your legacy for family and charity, while addressing tax obligations and debts.
Wills & Estate Specialist Chris Delaney has practised in various areas of commercial and civil litigation, wills and estates, residential real estate and employment law. He has had his own private solicitor's practice, worked with Scotia Private Client Group as Senior Will and Estate Planner and prior to joining RBC Dominion Securities was the business manager of two London based businesses.
In addition to being a lawyer, Chris has taught Labour Economics, Estates, Business Law, Personal Finance and Introductory Accounting for Fanshawe College in London, Ontario. He has also instructed at secondary and private schools.
Chris is very excited about being able to offer Will and Estate Planning ideas and strategies to our clients. This is an exceptional program that offers tremendous value for clients as they plan for the orderly succession of their assets, businesses and personal affairs.
Estate Planning Specialist Rick Squires is a valuable member of your IA’s team, helping you create and preserve your wealth. Rick employs a comprehensive process to assess client needs and then recommends creative, tax-exempt insurance products that will help them achieve their wealth management objectives. For more complicated situations, Rick will partner with your other professional advisors in the development of appropriate solutions.
Rick can focus on both personal and corporate insurance solutions to help increase your net worth and reduce the impact of taxation. He can also ensure your wealth is transferred to your heirs in accordance with your wishes. To help in this endeavour, Rick has access to insurance solutions from the top-ranked insurance providers in Canada.
DISCOVERY
Wills & Estate Specialist
